Payment Methods Reference

Complete list of payment method enums, supported currencies, channels, and capabilities

Overview

When creating a payment request via the API, you can specify which payment methods to offer using the payment_methods[] parameter. Each method has a unique enum string that you pass in the request body.

{
  "amount": 100.00,
  "currency": "sgd",
  "payment_methods": ["paynow_online", "card"]
}

If you omit payment_methods[], all payment methods enabled for your account will be shown on the checkout page.

Payment Methods by Market

Singapore

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card	Visa, Mastercard, Amex	Yes	Yes	Yes	Yes	Yes
card_adyen	Cards	Yes	No	No	Yes	No
card_present	Card Terminal	No	Yes	No	Yes	No
card_present_adyen	Card Terminal	No	Yes	No	Yes	No
paynow_online	PayNow	Yes	Yes	No	Yes	Yes
direct_debit	GIRO Direct Debit	No	No	Yes	No	No
grabpay_direct	GrabPay	Yes	Yes	Yes	Yes	No
grabpay_paylater	GrabPay PayLater	Yes	Yes	No	Yes	No
shopee_pay	ShopeePay	Yes	Yes	Yes	Yes	No
shopee_pay_later	SPayLater	Yes	Yes	No	Yes	No
shopback	ShopBack PayLater	Yes	No	No	Yes	No
atome	Atome	Yes	No	No	Yes	No
atome_qr	Atome QR	No	Yes	No	No	No
wechat_pay	WeChat Pay	Yes	Yes	No	No	No
upi_qr	UPI	Yes	Yes	No	No	No

Online = payment gateway (checkout, payment links, API). In-Person = POS terminal or QR at counter. Recurring = subscriptions via wallet account linking.

Malaysia

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card	Visa, Mastercard, Apple Pay	Yes	Yes	Yes	Yes	No
card_present	Card Terminal	No	Yes	No	Yes	No
fpx	FPX Online Banking	Yes	No	No	Yes	No
grabpay_direct	GrabPay	Yes	Yes	Yes	Yes	No
grabpay_paylater	GrabPay PayLater	Yes	Yes	No	Yes	No
shopee_pay	ShopeePay	Yes	Yes	Yes	Yes	No
shopee_pay_later	SPayLater	Yes	Yes	No	Yes	No
shopback	ShopBack PayLater	Yes	No	No	Yes	No
touch_n_go	Touch ‘n Go eWallet	Yes	Yes	Yes	Yes	No
duitnow	DuitNow	Yes	Yes	No	Yes	No
atome	Atome	Yes	No	No	Yes	No
atome_qr	Atome QR	No	Yes	No	No	No
wechat_pay	WeChat Pay	Yes	Yes	No	No	No
alipay_plus_connect_wallet	Alipay+	Yes	No	No	Yes	No

Philippines

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card_cybersource	Cards	Yes	No	Yes	Yes	No
card_present_cybersource	Card Terminal	No	Yes	No	Yes	No
gcash	GCash	Yes	No	No	Yes	No
gcash_qr	GCash QR	No	Yes	No	No	No
qrph_netbank	QRPH / InstaPay	Yes	Yes	No	Yes	No
grabpay_direct	GrabPay	Yes	No	Yes	Yes	No
shopee_pay	ShopeePay	Yes	No	Yes	Yes	No
shopee_pay_later	SPayLater	Yes	No	No	Yes	No
billease	BillEase	Yes	No	No	Yes	No
upay_online	Unionbank Online	Yes	No	No	No	No
upay_instapay	InstaPay	Yes	No	No	Yes	No
upay_pchc	PesoNet	Yes	No	No	No	No
upay_bayd	Bayad Center	Yes	No	No	No	No
upay_plwn	Palawan Pawnshop	Yes	No	No	No	No

Indonesia

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
ifpay_qris	QRIS	Yes	Yes	No	No	No

Cross-Border

These methods are available from any HitPay market via Borderless QR. Partners settle in their home currency.

Thailand (THB)

Enum	Display Name	Online	In-Person	Recurring	Refunds
opn_prompt_pay	PromptPay	Yes	Yes	No	No
opn_rabbit_line_pay	Rabbit LINE Pay	Yes	Yes	No	No
opn_true_money_qr	TrueMoney	Yes	Yes	No	No

Korea (KRW)

Enum	Display Name	Online	In-Person	Recurring	Refunds
nhn_kcp_kakao_pay	Kakao Pay	Yes	No	No	Yes
nhn_kcp_naver_pay	Naver Pay	Yes	No	No	Yes
nhn_kcp_payco	PAYCO	Yes	No	No	No

Vietnam (VND)

Enum	Display Name	Online	In-Person	Recurring	Refunds
zalopay	ZaloPay	Yes	Yes	Yes	Yes
vietqr_zalopay	VietQR	Yes	Yes	No	Yes

Recurring Billing

The following methods support recurring billing via card tokenization or wallet account linking:

Method	Currencies
card	SGD, MYR, THB, USD, and 30+ currencies
direct_debit (GIRO)	SGD
grabpay_direct	SGD, MYR, PHP
shopee_pay	SGD, MYR, PHP
touch_n_go	MYR
zalopay	VND
card_cybersource	PHP

For wallet-based recurring methods (grabpay_direct, shopee_pay, touch_n_go, zalopay), the customer links their wallet account during the first payment. Subsequent charges are processed automatically.

Sandbox Testing

Only 2 payment methods are available in the sandbox environment:

Method	Test Details
card	Use test card 4242 4242 4242 4242 (Visa), any future expiry, any CVC. Use 4000 0000 0000 0002 for a declined payment.
paynow_online	Scan the generated QR code with your mobile camera to simulate a successful payment.

All other payment methods require production credentials. The integration approach is identical — simply swap the API key and base URL.

Multi-Currency Cards

The card method supports 30+ currencies, including: SGD, MYR, USD, AUD, NZD, PHP, HKD, THB, EUR, CAD, GBP, IDR, AED, KRW, CNY, INR, JPY, CHF, BND, SAR, SEK, DKK, NOK, PLN, QAR, TWD, ZAR, and VND.

The exact list of currencies depends on your account configuration and the card networks enabled for your business.