Payment Methods

Complete list of payment method enums, supported currencies, channels, and capabilities

Overview

When creating a payment request via the API, you can specify which payment methods to offer using the payment_methods[] parameter. Each method has a unique enum string that you pass in the request body.

{
  "amount": 100.00,
  "currency": "sgd",
  "payment_methods": ["paynow_online", "card"]
}

If you omit payment_methods[], all payment methods enabled for your account will be shown on the checkout page.

Payment Methods by Market

Singapore

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card	Visa, Mastercard, Amex	Yes	Yes	Yes	Yes	Yes
card_adyen	Cards	Yes	No	No	Yes	No
card_present	Card Terminal	No	Yes	No	Yes	No
card_present_adyen	Card Terminal	No	Yes	No	Yes	No
paynow_online	PayNow	Yes	Yes	No	Yes	Yes
giro	GIRO Direct Debit	No	No	Yes	No	No
grabpay_direct	GrabPay	Yes	Yes	Yes	Yes	No
grabpay_paylater	GrabPay PayLater	Yes	Yes	No	Yes	No
shopee_pay	ShopeePay	Yes	Yes	Yes	Yes	No
shopee_pay_later	SPayLater	Yes	Yes	No	Yes	No
shopback	ShopBack PayLater	Yes	No	No	Yes	No
atome	Atome	Yes	No	No	Yes	Yes
atome_qr	Atome QR	No	Yes	No	No	Yes
wechat_pay	WeChat Pay	Yes	Yes	No	No	No
upi_qr	UPI	Yes	Yes	No	No	No

Online = payment gateway (checkout, payment links, API). In-Person = POS terminal or QR at counter. Recurring = subscriptions via wallet account linking.

Malaysia

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card	Visa, Mastercard, Apple Pay	Yes	Yes	Yes	Yes	No
card_present	Card Terminal	No	Yes	No	Yes	No
fpx	FPX Online Banking	Yes	No	No	Yes	No
grabpay_direct	GrabPay	Yes	Yes	Yes	Yes	Yes
grabpay_paylater	GrabPay PayLater	Yes	Yes	No	Yes	Yes
shopee_pay	ShopeePay	Yes	Yes	Yes	Yes	Yes
shopee_pay_later	SPayLater	Yes	Yes	No	Yes	No
shopback	ShopBack PayLater	Yes	No	No	Yes	No
razer_boost	Boost	Yes	No	No	Yes	No
razer_maybankqr	MayBank QR	Yes	No	No	Yes	No
touch_n_go	Touch ‘n Go eWallet	Yes	Yes	Yes	Yes	No
duitnow	DuitNow	Yes	Yes	No	No	No
atome	Atome	Yes	No	No	Yes	Yes
atome_qr	Atome QR	No	Yes	No	No	Yes
wechat_pay	WeChat Pay	Yes	Yes	No	No	No
alipay_plus_connect_wallet	Alipay+	Yes	No	No	Yes	No

Philippines

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
card_cybersource	Cards	Yes	No	Yes	Yes	No
card_present_cybersource	Card Terminal	No	Yes	No	Yes	No
gcash	GCash	Yes	No	No	Yes	No
gcash_qr	GCash QR	No	Yes	No	No	No
qrph_netbank	QRPH / InstaPay	Yes	Yes	No	Yes	No
grabpay_direct	GrabPay	Yes	No	Yes	Yes	No
shopee_pay	ShopeePay	Yes	No	Yes	Yes	No
shopee_pay_later	SPayLater	Yes	No	No	Yes	No
billease	BillEase	Yes	No	No	Yes	No
wechat_pay	WeChat Pay	Yes	Yes	No	No	No
upay_online	Unionbank Online	Yes	No	No	No	No
upay_instapay	InstaPay	Yes	No	No	No	No
upay_pchc	PesoNet	Yes	No	No	No	No
upay_bayad	Bayad Center	Yes	No	No	No	No
upay_ecpy	ECPay	Yes	No	No	No	No
upay_plwn	Palawan Pawnshop	Yes	No	No	No	No

Indonesia

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
ifpay_qris	QRIS	Yes	Yes	No	No	Yes

Cross-Border

These methods are available from any HitPay market via Borderless QR. Partners settle in their home currency.

Malaysia (MYR)

Enum	Display Name	Online	In-Person	Recurring	Refunds
touch_n_go	Touch ‘n Go	Yes	No	No	No
duitnow	DuitNow	Yes	Yes	No	No

Philippines (PHP)

Enum	Display Name	Online	In-Person	Recurring	Refunds
qrph_netbank	QRPH	Yes	Yes	No	No

WeChat Pay

Enum	Display Name	Online	In-Person	Recurring	Refunds
wechat_pay	WeChat Pay	Yes	Yes	No	No

Available to Singapore, Malaysia, and Philippines merchants only. Unlike the other methods on this tab, the transaction currency matches the merchant’s own local currency (SGD, MYR, or PHP respectively) rather than a single fixed foreign currency.

India (SGD)

Enum	Display Name	Online	In-Person	Recurring	Refunds
upi_qr	UPI	Yes	Yes	No	No

Indonesia (IDR)

Enum	Display Name	Online	In-Person	Recurring	Refunds
ifpay_qris	QRIS	Yes	Yes	No	No

Vietnam (VND)

Enum	Display Name	Online	In-Person	Recurring	Refunds
zalopay	ZaloPay	Yes	Yes	Yes	Yes
vietqr_zalopay	VietQR	Yes	Yes	No	Yes

Thailand (THB)

Enum	Display Name	Online	In-Person	Recurring	Refunds
opn_prompt_pay	PromptPay	Yes	Yes	No	No
line_pay	LINE Pay	Yes	Yes	Yes	Yes
opn_true_money_qr	TrueMoney	Yes	Yes	No	No

Korea (KRW)

Enum	Display Name	Online	In-Person	Recurring	Refunds
nhn_kcp_kakao_pay	Kakao Pay	Yes	No	No	Yes
nhn_kcp_naver_pay	Naver Pay	Yes	No	No	Yes
nhn_kcp_payco	PAYCO	Yes	No	No	No

Recurring Billing

The following methods support recurring billing via card tokenization or wallet account linking:

Method	Currencies
card	SGD, MYR, THB, USD, and 30+ currencies
giro (GIRO)	SGD
grabpay_direct	SGD, MYR
shopee_pay	SGD, MYR, PHP
touch_n_go	MYR
line_pay	THB
zalopay	VND

For wallet-based recurring methods (grabpay_direct, shopee_pay, touch_n_go, zalopay, line_pay), the customer links their wallet account during the first payment. Subsequent charges are processed automatically.

Sandbox Testing

The following payment methods are available in the sandbox environment:

Method	Test Details
card	Use test card 4242 4242 4242 4242 (Visa), any future expiry, any CVC. Use 4000 0000 0000 0002 for a declined payment.
paynow_online	Scan the generated QR code with your mobile camera to simulate a successful payment.
shopee_pay	Scan the generated QR code with your mobile camera to simulate a successful payment.
grabpay_direct	Scan the generated QR code with your mobile camera to simulate a successful payment.
grabpay_paylater	Scan the generated QR code with your mobile camera to simulate a successful payment.
atome	Scan the generated QR code with your mobile camera to simulate a successful payment.
ifpay_qris	Scan the generated QR code with your mobile camera to simulate a successful payment.

All other payment methods require production credentials. The integration approach is identical — simply swap the API key and base URL.

Multi-Currency Cards

The card method supports 30+ currencies, including: SGD, MYR, USD, AUD, NZD, PHP, HKD, THB, EUR, CAD, GBP, IDR, AED, KRW, CNY, INR, JPY, CHF, BND, SAR, SEK, DKK, NOK, PLN, QAR, TWD, ZAR, and VND.

The exact list of currencies depends on your account configuration and the card networks enabled for your business.