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HitPay enables partners to accept payments across 45 markets. In our three core markets — Singapore, Malaysia, and the Philippines — HitPay holds direct payment licenses and operates its own acquiring stack. In the remaining 42 markets, HitPay uses Stripe Standard Connect for cards only; all alternative payment methods (APMs, regional QR rails, recurring) are always HitPay-acquired direct.

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How to read this page

  • Card (online): who acquires the card transaction. HitPay direct = HitPay’s own license + acquiring relationship; Stripe = Stripe Standard Connect; Adyen = HitPay’s direct Adyen MID.
  • Card (offline): card-present support, via HitPay POS, Adyen, or Stripe Terminal.
  • Local APMs: account-to-account, QR, and wallet rails settling in the partner’s local currency. Always HitPay-acquired direct.
  • Cross-border APMs: foreign-wallet QR rails (Borderless QR — 13-scheme stack) settling in the partner’s local currency. Always HitPay-acquired direct.
  • Recurring: methods supporting tokenisation + scheduled auto-charge.
Cards in non-core markets are acquired via Stripe Standard Connect. All other payment methods on this page — every APM, QR rail, and recurring rail — are acquired direct by HitPay.

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Coverage at a glance

45 markets

Cards, APMs, cross-border QR, and recurring billing across APAC, Europe, Americas, and MENA.

3 core markets

Singapore, Malaysia, Philippines — HitPay holds direct payment licenses and operates its own acquiring stack.

13-scheme Borderless QR

HitPay’s cross-border QR stack accepts foreign wallets in every market we support.

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Availability by country

Pick a region, then click any market to see its full capability detail.
Core market · HitPay direct + Stripe + Adyen
CapabilityDetail
LicenceMAS MPI
Card (online)HitPay direct + Stripe + Adyen
Card (offline)Stripe Terminal + Adyen
Local APMsPayNow, GrabPay, Grab PayLater, ShopeePay, SPayLater, ShopBack PayLater, Atome, Atome QR, WeChat Pay, Alipay, UPI QR, GIRO Direct Debit
Cross-border APMsDuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, GIRO, ShopeePay, GrabPay, TnG, ZaloPay
Core market · HitPay direct + Stripe
CapabilityDetail
LicenceBNM Merchant Acquirer
Card (online)HitPay direct + Stripe
Card (offline)Stripe Terminal
Local APMsFPX, DuitNow Online Banking, DuitNow QR, Touch ‘n Go eWallet, GrabPay, ShopeePay, Boost, MAE, Atome, SPayLater, Grab PayLater, WeChat Pay, Alipay
Cross-border APMsPayNow QR (SG), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ShopeePay, GrabPay, ZaloPay
Core market · HitPay direct
CapabilityDetail
LicenceBSP MAL/OPS
Card (online)HitPay direct
Card (offline)HitPay POS (HitPay direct, BSP-licensed)
Local APMsQR Ph, InstaPay, PESONet, GCash, Maya, GrabPay, ShopeePay, SPayLater, BillEase, OTC (Bayad / ECPay / Palawan)
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, ShopeePay, TnG, ZaloPay
Stripe
CapabilityDetail
LicenceAUSTRAC (HitPay payouts)
Card (online)Stripe
Card (offline)Stripe Terminal (GA)
Local APMs—
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay
Adyen + Stripe
CapabilityDetail
Licence—
Card (online)Adyen + Stripe
Card (offline)Not on Stripe Terminal
Local APMs—
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay
Stripe
CapabilityDetail
LicenceStripe IN approval at >US$1M/yr
Card (online)Stripe
Card (offline)Not on Stripe Terminal
Local APMs—
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay
Stripe
CapabilityDetail
Licence—
Card (online)Stripe
Card (offline)Stripe Terminal (GA)
Local APMs—
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay
Stripe
CapabilityDetail
Licence—
Card (online)Stripe
Card (offline)Stripe Terminal (GA)
Local APMs—
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay
Stripe
CapabilityDetail
LicenceStripe TH (newly live)
Card (online)Stripe
Card (offline)Not on Stripe Terminal
Local APMsPromptPay
Cross-border APMsPayNow QR (SG), DuitNow QR (MY), TnG (MY), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay
RecurringCards, TnG, ZaloPay, GrabPay, ShopeePay

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Cross-border APMs (Borderless QR)

HitPay’s 13-scheme Borderless QR stack is available in every market we support. Foreign wallets scan the local QR; HitPay handles FX and settles to the partner’s local currency. The full stack covers: PayNow QR (SG), DuitNow QR (MY), TnG (MY), PromptPay (TH), LinePay (TH), QRIS (ID), QR Ph (PH), GCash (PH), BillEase (PH), UPI QR (IN), ZaloPay (VN), VietQR (VN), WeChat Pay. In each market, the country’s own local QR is excluded from the cross-border set (since it’s already the local rail).

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Payout timing

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Core markets (SG, MY, PH)

BalancePayment MethodsFrequencyPayout Done By
HitPay BalancePayNow, GrabPay, ShopeePay, SPayLater, ShopBack Pay, Atome, WeChat Pay, UPI, plus 13-scheme Borderless QRT + 1 Calendar DayHitPay
Card BalanceCards (Visa, Mastercard, Amex, UnionPay, Apple Pay, Google Pay)From T + 1 Business DayStripe
Minimum payout: SGD 1. See full payout schedule for split-payout rules and bank account setup.

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Stripe Standard Connect markets (42)

For non-core markets, card payouts follow Stripe’s standard payout schedule, which varies by country. Typical timing is T+2 to T+7 business days in local currency.

Stripe's standard payout timing reference

Authoritative per-country payout schedule for Stripe Standard Connect accounts. Includes first-payout delays (typically 7–14 days after first successful transaction) and minimum payout amounts.
HitPay-acquired APMs and Borderless QR in non-core markets still settle on HitPay’s schedule (T+1 to T+2 calendar days), not Stripe’s. Only the Card Balance in non-core markets follows Stripe’s standard timing.

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Recurring billing — coming soon

LinePay and GCash recurring rails are coming soon to all 45 markets.Already live globally (any market): TnG and ZaloPay tokenised recurring.

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Licenses held by HitPay

MarketRegulatorLicence
🇸🇬 SingaporeMASMajor Payment Institution — PS20200643
🇲🇾 MalaysiaBNMRegistered payment instrument issuer / system operator
🇵🇭 PhilippinesBSPMAL/OPS
🇦🇺 AustraliaAUSTRACPayouts
🇺🇸 United StatesFinCENMSB

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Stripe Standard Connect migration

Partners outside Singapore, Malaysia, the Philippines, and Indonesia who were on the legacy Stripe Custom Connect setup must migrate to Stripe Standard Connect by 5 June 2026. See the Standard Connect migration guide for steps.
Last modified on May 17, 2026