> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hitpayapp.com/llms.txt
> Use this file to discover all available pages before exploring further.

# New Zealand

> Required documents and verification process for businesses in New Zealand

## Verifying a New Zealand-Registered Business

Businesses registered in New Zealand must complete both identity verification and submit supporting documents for account approval.

## Verification Process

### Identity Verification

The **account representative** must complete:

* ID verification
* Selfie submission

<Check>
  This step is completed after the business bank account is successfully linked.
</Check>

### Document Verification

Submit the following documents:

* **New Zealand Business Number (NZBN)**
* **Business Registration Document** that includes shareholder names
* **Supporting documents** showing proof of business operations

If the account representative is **not listed** in the registration profile:

* A signed **Letter of Authorisation (LOA)** from a company secretary or director
* **Identification documents** (with signature, e.g., passport) of both:
  * The account representative
  * The person signing the LOA

<Note>
  Our Compliance team may request additional documentation depending on your business type or ownership structure.
</Note>

### Common Additional Requirements

* **Complex ownership structures** → Provide a detailed Beneficial Ownership Structure
* **Multiple shareholders or partners** → Provide valid ID of any owner/shareholder with 25%+ ownership
* **Regulated industries** → Submit applicable licenses:
  * **Passenger Services**: P Endorsement on driver’s licence and Transport Service Licence (TSL)
  * **Alcohol Businesses**: On-licence, off-licence, or club licence issued by the Local District Licensing Committee under the Sale and Supply of Alcohol Act 2012

<Tip>
  Ensure all documents are clear, valid, and legible. Mismatches in names or incomplete submissions may delay onboarding.
</Tip>

## FAQs

<AccordionGroup>
  <Accordion title="How to register a business in New Zealand?">
    * **Sole Traders / Self-Employed**: [Apply for an NZBN](https://www.nzbn.govt.nz/get-an-nzbn/self-employed-or-sole-trader/)
    * **Companies**: [Business structure guide](https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/starting-a-company/)
    * **Help & Support**: [Companies Register Help Centre](https://companies-register.companiesoffice.govt.nz/help-centre/)
  </Accordion>
</AccordionGroup>